MY GMC REWARDS™ MASTERCARD®

The My GMC Rewards™ Mastercard®† helps you accelerate how you earn points with every purchase. See Program Rules.

APPROVED CARDMEMBER OFFER

15,000 bonus points after spending $1,000 on the MY GMC Rewards™ Mastercard®† in your first 3 months.

INTRODUCTORY PURCHASE APR

0% Intro APR for the first 9 months; thereafter variable APRs range from 20.24% to 29.99%.

ANNUAL FEE

$0

Clicking Apply Now will take you to Goldman Sachs Bank website to apply for a My GMC Rewards™ Mastercard®. Application is subject to the Goldman Sachs Terms of Use and Privacy Policy.


EARN MORE

GMC Rewards Card Spend Icon

4 points for every $1 spent using the card, anywhere, everyday.

GMC Rewards Accessories Icon

7 total points for every $1 spent on paid GMC Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® plans.

REDEEM MORE

GMC Rewards New Vehicle Icon

Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease

GMC Rewards Parts Icon

Redeem your points toward paid GMC Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar plans, GM Financial and Protection Plans, and SiriusXM®.

GMC Rewards Certified Preowned Icon

Redeem up to $1,000 toward the purchase of a GMC, Chevrolet, Buick, or Cadillac Certified Pre-Owned vehicle.

AUTOMATIC GOLD TIER

My GMC Rewards Cardmembers automatically earn Gold Tier status. There’s no annual fee and points don't expire.

GMC Rewards New Vehicle Icon

UNLIMITED EARNING AND REDEMPTION POWER

There’s no limit to how much a Cardmember can earn and redeem toward an eligible, new GM vehicle.

GMC Rewards Special Offers Icon

ACCESS TO SPECIAL OFFERS

Unlock additional benefits including statement credit redemptions.

SPECIAL OFFERS FOR CARDMEMBERS

There are so many ways for My GMC Rewards Cardmembers to level up through two membership tiers and choose a path to more benefits and exclusive offers.

GMC Rewards Gas EV Credit Icon

STATEMENT CREDIT TOWARD YOUR FUEL OR EV STATEMENT CREDIT

Activate to start spending toward a $100 statement credit if you spend $1,500 on fuel annually with your My GMC Rewards™ Mastercard®, or if you own a GMC electric vehicle and charge 6 electric bills annually with your My GMC Rewards™ Mastercard®. Enrollment required. 

GMC Rewards Vehicle Detailing Icon

VEHICLE DETAILING ALLOWANCE

Get a $50 allowance when you use your My GMC Rewards Card for vehicle detailing at a participating GM dealer every calendar year.

ACCESS TO MASTERCARD WORLD ELITE® BENEFITS

As a My GMC Rewards Cardmember, you have access to Mastercard World Elite® benefits, including special discounts and access to unforgettable experiences.

GMC Rewards Everyday Value Icon

EVERYDAY VALUE

Enjoy discounts and perks including Lyft™, ShopRunner℠, Peacock, and Instacart.

GMC Rewards Peace of Mind Icon

PEACE OF MIND

Mastercard Identity Protection helps protect Cardmembers with alerts, resolution services and lost wallet assistance. Zero Liability ensures that Cardmembers won’t be held liable for unauthorized purchases. Global Emergency Services are available 24/7 for lost and stolen card reporting, emergency card replacement, emergency cash advances and more.

GMC Rewards Travel Benefits Icon

TRAVEL PERKS

While on the road, Cardmembers can enjoy Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.

RATES AND FEES

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

After that, your APR will be 20.24% to 29.99%; variable based on your creditworthiness.

Annual Percentage Rate (APR) for Purchases

20.24% to 29.99% variable based on your creditworthiness.

APR for Cash Advances

29.99% variable.

Annual Fee

$0

Foreign Transaction Fee

$0

Cash Advance Fee

$0

Late Payment Fee

Up to $40 

IF YOU’VE GOT A QUESTION, WE’RE HERE TO HELP.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.

* The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges.

My GMC Rewards Program Terms & Conditions. | My GMC Rewards™ Mastercard® Program Rules. | GM Extended Family™ Mastercard® Program Rules. | GM Business™ Mastercard® Program Rules. | California Residents: Notice of Financial Incentive.

Earn 4X All Purchases  
Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on purchases outside of GM, minus credits and returns. Points are not earned on fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. See Program Rules for other terms and limitations.

Earn 7X All Purchases
Subject to credit approval. Cardmembers earn 7 points total (consisting of 4 base points plus 3 bonus points) for every dollar spent on eligible purchases with GM, minus credits and returns. Card account must be linked to your My GMC Rewards Account to automatically earn bonus points on eligible GM purchases. Bonus points will be posted to your My GMC Rewards Account separate from base points. Points are not earned on fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of travelers checks or other cash equivalents. Other exclusions may apply. See Program Rules for eligible GM purchases, terms and limitations. 


Extended Spend Bonus
This offer is not available to applicants who have had this card or have another pending or approved application for the card. Subject to credit approval. You can earn 15,000 bonus points when you spend $1,000 or more in eligible purchases in the first 3 months after opening an account. Eligible purchases do not include fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. Returns of purchases made during your offer period may impact your eligibility for this offer. Bonus points will be credited to your account within two billing cycles after meeting spend requirement. Account must be open and in good standing at the time of fulfillment. Offer subject to change. Limit one offer per account. We reserve the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and bonus awarded to you may be revoked. Credit card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

My GMC Rewards Card APR & No Annual Fee
For the My GMC Rewards Card: 0% Intro purchase APR for the first 9 months after account opening; after that, variable APR range from 20.24% to 29.99% will apply, based on creditworthiness. Cash advances variable APR of 29.99%. Up to $40 late penalty fee. Rates as of 2/1/24. Rates and terms here: www.marcus.com/gm-rates-and-fees.

Program and Card
My GMC Rewards is separate from My GMC Rewards Card. For Rewards: Must be 18 years or older. Points may be earned and redeemed only at GM entities, My GMC Rewards participating dealers or third-party retailers in the United States (excluding Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes, fees or body shop repair orders and expire without further notice upon Member Account deactivation.

For My GMC Rewards Card: Cardmembers may earn and redeem points at participating My GMC Rewards Card dealers. Cardmember points are earned on qualifying purchases and do not expire. Points are accrued once per transaction and are not earned on taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM withdrawals, finance charges or fees cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Some restrictions apply. Subject to credit approval. Visit mygmcrewards.com to view My GMC Rewards Terms & Conditions.

Redeem New Vehicle
Not compatible with some other offers, including the GM Employee Discount Program. Excludes the GMC HUMMER EV. Dealer contribution may affect final consumer cost. Only available to Members at My GMC Rewards participating dealers. Cardmembers may redeem at any dealership.

Tier Mention
My GMC Rewards Membership Tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GMC Rewards Cardmember status and spend.

Goldman Sachs My GMC Rewards Card
Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GMC Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GMC Rewards Card Program Rules.

Mastercard Trademark Use
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

GM Trademark
The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs appearing in this document are the trademarks and/or service marks of General Motors, its subsidiaries, affiliates or licensors. ©2024 General Motors LLC.