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MY GMC REWARDS™ MASTERCARD®

The My GMC Rewards™ Mastercard®† helps you accelerate how you earn points with every purchase.† See Program Rules.
My GMC Rewards Card Used to Earn or Redeem Points

APPROVED CARDMEMBER OFFER

15,000 bonus points after spending $1,000 on the MY GMC Rewards™ Mastercard®† in your first 3 months.

INTRODUCTORY PURCHASE APR

0% Intro APR for the first 9 months†; thereafter variable APRs range from 20.24% to 29.99%.

ANNUAL FEE

$0†

Clicking Apply Now will take you to Goldman Sachs Bank website to apply for a My GMC Rewards™ Mastercard®. Application is subject to the Goldman Sachs Terms of Use and Privacy Policy.

APPLY NOW

EARN MORE

GMC Rewards Card Spend Icon

4 points for every $1 spent using the card, anywhere, everyday.†
GMC Rewards Accessories Icon

7 total points for every $1 spent on paid GMC Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.†

REDEEM MORE

GMC Rewards New Vehicle Icon

Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease†
GMC Rewards Parts Icon

Redeem your points toward paid GMC Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.†
GMC Rewards Certified Preowned Icon

Redeem up to $1,000 toward the purchase of a GMC, Chevrolet, Buick, or Cadillac Certified Pre-Owned vehicle.†
GMC Rewards Gift Card Icon

Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.†
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AUTOMATIC GOLD TIER

My GMC Rewards Cardmembers automatically earn Gold Tier status.† There’s no annual fee† and points don't expire.
GMC Rewards New Vehicle Icon

UNLIMITED EARNING AND REDEMPTION POWER

There’s no limit to how much a Cardmember can earn and redeem toward an eligible, new GM vehicle.†
GMC Rewards Special Offers Icon

ACCESS TO SPECIAL OFFERS

Unlock additional benefits including statement credits and gift card redemptions.
Man Using His My GMC Rewards Card at Coffee Shop to Earn Points

SPECIAL OFFERS FOR CARDMEMBERS

There are so many ways for My GMC Rewards Cardmembers to level up through two membership tiers and choose a path to more benefits and exclusive offers.
GMC Rewards Gas EV Credit Icon

STATEMENT CREDIT TOWARD YOUR FUEL OR ELECTRIC VEHICLE BILL

Gold and Platinum Cardmembers can receive a $100 statement credit for $1,500 in fuel† spend per calendar year, or a $100 statement credit for six electrical bill† payments per calendar year for GM electric vehicle owners.
GMC Rewards Vehicle Detailing Icon

VEHICLE DETAILING ALLOWANCE

Get a $50 allowance when you use your My GMC Rewards Card for vehicle detailing at a participating GM dealer every calendar year.†
Woman Booking a Hotel Room Using My GMC Rewards

ACCESS TO MASTERCARD WORLD ELITE® BENEFITS

As a My GMC Rewards Cardmember,† you have access to Mastercard World Elite® benefits, including special discounts and access to unforgettable experiences.
GMC Rewards Everyday Value Icon

EVERYDAY VALUE

Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.
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PEACE OF MIND

Mastercard Identity Protection helps protect Cardmembers with alerts, resolution services and lost wallet assistance. Zero Liability ensures that Cardmembers won’t be held liable for unauthorized purchases. Global Emergency Services are available 24/7 for lost and stolen card reporting, emergency card replacement, emergency cash advances and more.
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TRAVEL PERKS

While on the road, Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.

ALL RATES AND FEES

Annual Fee

$0

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

After that, your APR will be 20.24% to 29.99% variable based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

Annual Percentage Rate (APR) for Purchases

20.24% to 29.99% variable based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

29.99% variable.

This APR will vary with the market based on the Prime Rate.

Prime Rate

Variable APRs are based on the 8.50% Prime Rate as of 07/31/2023. APRs will not exceed 29.99%.

This APR will vary with the market based on the Prime Rate. 

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. 

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Foreign Transaction Fee

$0

Cash Advance Fee

$0

Late Payment Fee

Up to $40 

IF YOU’VE GOT A QUESTION, WE’RE HERE TO HELP.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated Member Support Specialist here.

GET SUPPORT

* The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges.

My GMC Rewards Program Terms & Conditions. | My GMC Rewards Card Program Rules. | GM Extended Family Card Program Rules. | GM Business Card Program Rules. | California Residents: Notice of Financial Incentive.

Earn 4X All Purchases  
Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GMC Rewards Card on purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

Earn 7X All Purchases
Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GMC Rewards Card on purchases at GM, less credits and returns. To earn on most OnStar and Connected Services plans, a My GMC Rewards Card online account is required. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

Extended Spend Bonus
This offer is not available to applicants who have had this card or have another pending or approved application for the card (the “New Application Requirement”). Subject to credit approval.  Subject to the New Application Requirement, this offer is valid for new My GMC Rewards Card members who spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Offer subject to change. Limit one offer per account. “Purchases” do not include ATM withdrawals, balance transfers, cash advances, traveler’s checks, convenience checks, balance transfer checks, or any other account access checks, foreign currency, money orders, savings bonds, wire transfers or similar cash-like transactions, postage stamps, lottery tickets, casino betting chips, race track wagers or similar betting transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Returns of purchases made during your offer period may impact your eligibility and rewards point bonus. 15,000 bonus points will be credited to your My GM Rewards account approximately 10 days after $1,000 in eligible purchases have posted to your My GM Rewards Card account during the offer period. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. See the My GM Rewards Card Program Rules for more details. Marcus by Goldman Sachs® reserves the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus points awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

My GMC Rewards Card APR & No Annual Fee

For the My GMC Rewards Card: 0% Intro purchase APR for the first 9 months after account opening; after that, variable APR range from 20.24% to 29.99% will apply, based on creditworthiness. Cash advances variable APR of 29.99%. Up to $40 late penalty fee. Rates as of 8/1/23. Rates and terms here: www.marcus.com/gm-rates-and-fees.

Program and Card
My GMC Rewards is separate from My GMC Rewards Card. For Rewards: Must be 18 years or older. Points may be earned and redeemed only at GM entities, My GMC Rewards participating dealers or third-party retailers in the United States (excluding Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes, fees or body shop repair orders and expire without further notice upon Member Account deactivation.

For My GMC Rewards Card: Cardmembers may earn and redeem points at participating My GMC Rewards Card dealers. Cardmember points are earned on qualifying purchases and do not expire. Points are accrued once per transaction and are not earned on taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM withdrawals, finance charges or fees cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Some restrictions apply. Subject to credit approval. Visit mygmcrewards.com to view My GMC Rewards Terms & Conditions.

Redeem New Vehicle
Not compatible with some other offers, including the GM Employee Discount Program. Excludes the GMC HUMMER EV. Dealer contribution may affect final consumer cost. Only available to Members at My GMC Rewards participating dealers.

My GMC Rewards is separate from My GM Rewards Cards. Credit approval required. Cardmembers may redeem at any dealership.

Tier Mention
My GMC Rewards Membership Tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. My GMC Rewards is separate from My GM Rewards Cards. See My GM Rewards Terms and Conditions for more details.

Goldman Sachs My GMC Rewards Card
Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GMC Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GMC Rewards Card Program Rules.

Mastercard Trademark Use
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

GM Trademark
The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs appearing in this document are the trademarks and/or service marks of General Motors, its subsidiaries, affiliates or licensors. ©2022 General Motors LLC.
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* The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges.

My GMC Rewards Program Terms & Conditions. | My GMC Rewards Card Program Rules. | GM Extended Family Card Program Rules. | GM Business Card Program Rules. | California Residents: Notice of Financial Incentive.

Earn 4X All Purchases  
Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GMC Rewards Card on purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

Earn 7X All Purchases
Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GMC Rewards Card on purchases at GM, less credits and returns. To earn on most OnStar and Connected Services plans, a My GMC Rewards Card online account is required. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

Extended Spend Bonus
This offer is not available to applicants who have had this card or have another pending or approved application for the card (the “New Application Requirement”). Subject to credit approval.  Subject to the New Application Requirement, this offer is valid for new My GMC Rewards Card members who spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Offer subject to change. Limit one offer per account. “Purchases” do not include ATM withdrawals, balance transfers, cash advances, traveler’s checks, convenience checks, balance transfer checks, or any other account access checks, foreign currency, money orders, savings bonds, wire transfers or similar cash-like transactions, postage stamps, lottery tickets, casino betting chips, race track wagers or similar betting transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Returns of purchases made during your offer period may impact your eligibility and rewards point bonus. 15,000 bonus points will be credited to your My GM Rewards account approximately 10 days after $1,000 in eligible purchases have posted to your My GM Rewards Card account during the offer period. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. See the My GM Rewards Card Program Rules for more details. Marcus by Goldman Sachs® reserves the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus points awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

My GMC Rewards Card APR & No Annual Fee

For the My GMC Rewards Card: 0% Intro purchase APR for the first 9 months after account opening; after that, variable APR range from 20.24% to 29.99% will apply, based on creditworthiness. Cash advances variable APR of 29.99%. Up to $40 late penalty fee. Rates as of 8/1/23. Rates and terms here: www.marcus.com/gm-rates-and-fees.

Program and Card
My GMC Rewards is separate from My GMC Rewards Card. For Rewards: Must be 18 years or older. Points may be earned and redeemed only at GM entities, My GMC Rewards participating dealers or third-party retailers in the United States (excluding Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes, fees or body shop repair orders and expire without further notice upon Member Account deactivation.

For My GMC Rewards Card: Cardmembers may earn and redeem points at participating My GMC Rewards Card dealers. Cardmember points are earned on qualifying purchases and do not expire. Points are accrued once per transaction and are not earned on taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM withdrawals, finance charges or fees cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Some restrictions apply. Subject to credit approval. Visit mygmcrewards.com to view My GMC Rewards Terms & Conditions.

Redeem New Vehicle
Not compatible with some other offers, including the GM Employee Discount Program. Excludes the GMC HUMMER EV. Dealer contribution may affect final consumer cost. Only available to Members at My GMC Rewards participating dealers.

My GMC Rewards is separate from My GM Rewards Cards. Credit approval required. Cardmembers may redeem at any dealership.

Tier Mention
My GMC Rewards Membership Tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. My GMC Rewards is separate from My GM Rewards Cards. See My GM Rewards Terms and Conditions for more details.

Goldman Sachs My GMC Rewards Card
Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GMC Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GMC Rewards Card Program Rules.

Mastercard Trademark Use
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

GM Trademark
The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs appearing in this document are the trademarks and/or service marks of General Motors, its subsidiaries, affiliates or licensors. ©2022 General Motors LLC.