MY GMC REWARDS CARD™

The My GMC Rewards Card helps you accelerate how you earn points with every purchase.

APPROVED CARDMEMBER OFFER

10,000 points after spending $1,000 on the My GMC Rewards Card in the first 90 days.

INTRODUCTORY PURCHASE APR

0% Intro APR for the first 9 months; thereafter variable APRs range from 14.99% to 24.99%.

ANNUAL FEE

$0


EARN MORE

GMC Rewards Card Spend Icon

4 points for every $1 spent using the card, anywhere, everyday.

GMC Rewards Accessories Icon

7 total points for every $1 spent on paid GMC Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, and most OnStar® and Connected Services plans.

REDEEM MORE

GMC Rewards New Vehicle Icon

Cardmembers can redeem unlimited points toward an eligible, new GM vehicle purchase or lease  

GMC Rewards Parts Icon

Redeem up to $250 toward paid GMC Certified Service, GM Genuine Parts and ACDelco Parts, eligible accessories, most OnStar and Connected Services plans, GM Financial and Protection Plans, and SiriusXM®.  

GMC Rewards Certified Preowned Icon

Redeem up to $1,000 toward the purchase of a GMC, Chevrolet, Buick, or Cadillac Certified Pre-Owned vehicle.

GMC Rewards Gift Card Icon

Gold and Platinum Cardmembers can redeem up to $250 per calendar year on gift cards from a variety of eligible merchants, stores, restaurants and more, at a 1% redemption rate.

AUTOMATIC GOLD TIER

My GMC Rewards Cardmembers automatically earn Gold Tier status. There’s no annual fee and points don't expire.

GMC Rewards New Vehicle Icon

UNLIMITED EARNING AND REDEMPTION POWER

There’s no limit to how much a Cardmember can earn and redeem toward an eligible, new GM vehicle.

GMC Rewards Special Offers Icon

ACCESS TO SPECIAL OFFERS

Unlock additional benefits including statement credits and gift card redemptions.

SPECIAL OFFERS FOR CARDMEMBERS

There are so many ways for My GMC Rewards Cardmembers to level up through two membership tiers and choose a path to more benefits and exclusive offers.

GMC Rewards Gas EV Credit Icon

STATEMENT CREDIT TOWARD YOUR FUEL OR ELECTRIC VEHICLE BILL

Gold and Platinum Cardmembers can receive a $100 statement credit for every $1,500 spent on fuel per calendar year or a $100 statement credit for six electric bill payments per calendar year.

GMC Rewards Vehicle Detailing Icon

VEHICLE DETAILING ALLOWANCE

Get a $50 allowance when you use your My GMC Rewards Card for vehicle detailing at a participating GM dealer every calendar year.

ACCESS TO MASTERCARD WORLD ELITE® BENEFITS

As a My GMC Rewards Cardmember, you have access to Mastercard World Elite® benefits, including special discounts and access to unforgettable experiences.

GMC Rewards Everyday Value Icon

EVERYDAY VALUE

Enjoy discounts and perks including DoorDash℠, Lyft™, ShopRunner℠ and Fandango℠.

GMC Rewards Peace of Mind Icon

PEACE OF MIND

Mastercard Identity Protection helps protect Cardmembers with alerts, resolution services and lost wallet assistance. Zero Liability ensures that Cardmembers won’t be held liable for unauthorized purchases. Global Emergency Services are available 24/7 for lost and stolen card reporting, emergency card replacement, emergency cash advances and more.

GMC Rewards Travel Benefits Icon

TRAVEL PERKS

While on the road, Cardmembers can enjoy Concierge Services, Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.

ALL RATES AND FEES

Annual Fee

$0

Introductory Annual Percentage Rate for Purchases (APR)

0% for 9 months from the date of account opening.

After that, your APR will be 14.99% to 24.99%; based on your creditworthiness. This APR will vary with the market passed on the Prime Rate. 

Annual Percentage Rate for Purchases (APR)

14.99% to 24.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.

APR for Balance Transfers

14.99% to 24.99% based on your creditworthiness [and other factors].

This APR will vary with the market based on the Prime Rate.

APR for Cash Advances

26.99%

This APR will vary with the market based on the Prime Rate.

How to Avoid Paying Interest on Purchases

Your due date is at least 25-28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. 

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau.

Transfer Fee

$0

Balance Transfer

$0

Foreign Transaction Fee

$0

Cash Advance Fee

$0

Late Payment Fee

Up to $40 

HOW WE WILL CALCULATE YOUR BALANCE:

We use the daily balance method (including new Transaction).

PRIME RATE

Variable APRs are based on the 14.99% to 24.99%; Prime Rate as of 1/10/22.

For New York residents: For more information, call Issuer at 877-255-5923. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. Contact the New York state department of financial services at 1-800-342-3738 or http://www.dfs.ny.gov.

IF YOU’VE GOT A QUESTION, WE’RE HERE TO HELP.

Find answers to your questions in the Support section. Not finding what you’re looking for? Contact a dedicated GMC advisor here.

* The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges.

My GMC Rewards Program Terms & Conditions. | My GMC Rewards Card Program Rules

  • My GMC Rewards is separate from My GMC Rewards Card. Credit approval required. My GMC Rewards Card Program Rules apply. Goldman Sachs® Bank USA is the issuer of the My GMC Rewards Card. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  • Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My GMC Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My GMC Rewards Card Program Rules.

  • Subject to credit approval. Offer valid for new My GMC Rewards Card members who applied between January 10, 2022 and March 31, 2022, and who spend $1,000 or more in eligible purchases in their first 90 days after opening an account. Limit one offer per account. "Purchases" do not include ATM withdrawals, balance transfers, cash advances, traveler’s checks, convenience checks, balance transfer checks, or any other account access checks, foreign currency, money orders, savings bonds, wire transfers or similar cash-like transactions, postage stamps, lottery tickets, casino betting chips, race track wagers or similar betting transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Returns of purchases made during your offer period may impact your eligibility and rewards point bonus. 10,000 bonus points will be credited to your My GMC Rewards account approximately 10 days after $1,000 in eligible purchases have posted to your My GMC Rewards Card account during the offer period. To be eligible for this bonus offer, account must be open and in good standing at the time of fulfillment. See the My GMC Rewards Agreement for more details. Marcus by Goldman Sachs reserves the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engaged in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and any bonus points awarded to you may be revoked. Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

  • For the My GMC Rewards Card: 0% intro purchase APR for the first 9 months as a Cardmember; after that, variable APRs range from 14.99% to 24.99%, based on creditworthiness. Rates as of 01/10/2022. Rates and terms here: www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees

  • Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on the My GMC Rewards Card on eligible purchases outside of GM. Points are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Points are accrued once per transaction. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Subject to credit approval. Cardmembers will earn 7 points total for every dollar spent on the My GMC Rewards Card on eligible purchases at GM. Eligible purchases include service, parts and accessories purchased at participating My GMC Rewards Card dealerships or online, less credits and returns. To earn on most OnStar and Connected Services plans, a My GMC Rewards Card online account is required. Warranty recall and body shop work are not eligible for points. Points will not be awarded on GM Fleet vehicles. Points are accrued once per transaction and are not earned on cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Please see Program Rules that are applicable to your Account for other terms, conditions, exclusions and limitations.

  • Points may not be used with GM Fleet vehicle incentive programs or the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply. Log in to mygmcrewards.com for more details.

  • Cardmembers are eligible to redeem up to $250 of points accrued per calendar year toward qualifying GM purchases. Qualifying GM purchases include customer paid Certified Service, parts and accessories purchased at an authorized GM dealership or online, as well as eligible GM subscription services, including most OnStar and Connected Services plans, SiriusXM subscriptions and Chevrolet, Buick, GMC, and Cadillac Protection Plans. Cardmembers can redeem points at the point of transaction at participating GM dealerships, or by using their My GM Rewards Card to make an eligible purchase and logging in to mygmcrewardscard.com to redeem for a statement credit. Points used toward SiriusXM must be redeemed within 90 days of qualifying purchase. Cardmembers can also redeem points toward eligible GM Financial monthly charges and GM Financial excess wear and mileage charges. GM Financial end of lease invoice must be received, and GM Financial and My GM Rewards accounts must be linked prior to redeeming the excess wear and mileage reward. Log in to mygmcrewards.com for more details.

  • Cardmembers can redeem up to $1,000 in points (100,000 points = $1,000 when redeemed at GM) per calendar year toward eligible Certified Pre-Owned GM vehicles. Points may not be used with GM Fleet vehicle incentive programs, some other offers, the GM Employee Discount Program, GM Company-Owned Vehicle Discount or GM Supplier Discount Program. Other exclusions may apply.  Please see Program Rules that are applicable to your account for terms, conditions, exclusions, and limitations.  For current points and details, visit mygmcrewards.com or call 1-833-773-0988.

  • Cardmembers must log in to mygmrewardscard.com to redeem points toward gift cards. Each point redeemed toward a gift card is worth $0.0025 (e.g., 100,000 points = $250). Cardmembers are eligible to redeem up to 100,000 in points for $250 in gift cards per calendar year. Log in to mygmcrewards.com for more details.

  • My GMC Rewards Membership tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My GM Rewards Cardmember status and spend. See My GM Rewards Terms and Conditions for more details.

  • Cardmembers must verify their account and activate through mygmrewardscard.com to receive a $100 statement credit once $1,500 is spent on the My GM Rewards Card in fuel purchases at eligible gas stations per calendar year. Points will be applied based on the merchant category code used by the merchant who reports a transaction. Merchants do not always identify or bill transactions by the correct merchant category code. GM and Goldman Sachs Bank USA are not responsible for merchant category code errors made by merchants. Please allow two business days for the statement credit to post. Log in to mygmcrewardscard.com for more details.

  • Eligible GM electric vehicle owners must verify their account and activate through mygmrewardscard.com to receive a $100 statement credit for using their My GM Rewards Card to pay 6 electrical bills from January 2022–December 2022. Cardmember must log in to their My GM Rewards Card account and link their GM electric vehicle. Transaction must post by December 31, 2022. Please allow two business days for the statement credit to post. Log in to mygmcrewardscard.com for more details.

  • Cardmembers receive a $50 allowance per calendar year to apply toward vehicle detailing services at a participating GM dealer. Dealer will apply allowance at time of service. No activation required.

  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

  • 7,700-lb rating requires a properly equipped 2WD Canyon Elevation Crew Cab short bed model with available Duramax 2.8L I4 Diesel engine and Trailering Package. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges.

  • Requires 4WD Crew Cab Short Bed with available 6.2L V8 engine and Max Trailering Package. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Requires Sierra 3500 HD Regular Cab Long Bed 2WD DRW with available Duramax 6.6L Turbo-Diesel V8, Max Trailering Package and gooseneck hitch. Before you buy a vehicle or use it for trailering, carefully review the Trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Requires 4WD Double Cab with available 6.2L V8 and Max Trailering Package. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • SLE models only.

  • Requires properly equipped 3500 Regular Cab DRW Long Box 2WD model with available 6.6L Duramax Turbo Diesel engine and gooseneck hitch. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • 7,550-lb rating requires a properly equipped 4WD Canyon Denali model with available Duramax 2.8L I4 Diesel engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options oraccessories may reduce the amount you can tow.

  • Requires 2WD Denali Short Box model with 5.3L V-8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • The 30,990 lbs. rating requires properly equipped Sierra 3500HD Crew Cab Long Box 4WD DRW with available Duramax 6.6L Turbo-Diesel V8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • 7,550-lb rating requires a properly equipped Canyon AT4 Crew Cab short bed model with cloth seating, available Duramax 2.8L I4 Diesel engine and Trailering Package. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Sierra’s 9,200-lb rating requires a properly equipped AT4 Crew Cab Short Bed 4WD model with 5.3L V8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Requires properly equipped 3500 Crew Cab SRW Standard Box 4WD model with 6.6L gas V8 engine. These maximum payload ratings are intended for comparison purposes only. Before you buy a vehicle or use it to haul people or cargo, carefully review the vehicle loading section of the Owner’s Manual and check the carrying capacity of your specific vehicle on the label on the inside of the driver’s door jamb.

  • Savana Passenger's 9,600-lb rating requires 2500 or 3500 Regular Wheelbase model, trailering equipment package and 6.6L V8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Savana Cargo’s 10,000-lb rating requires 2500 or 3500 Regular Wheelbase, trailering equipment package and 6.6L V8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Savana Cutaway’s 8,920-lb rating requires a 4500 Series 159" Wheelbase model with available 6.6L V8 engine. These maximum payload ratings are intended for comparison purposes only. Before you buy a vehicle or use it to haul people or cargo, carefully review the vehicle loading section of the Owner’s Manual and check the carrying capacity of your specific vehicle on the label on the inside of the driver’s door jamb.

  • Gross Combination Weight Rating (GCWR). When properly equipped; includes weight of vehicle and trailer combination, including the weight of driver, passengers, fuel, optional equipment and cargo in the vehicle and trailer.

  • Maximum Gross Vehicle Weight Rating (GVWR). When properly equipped; includes weight of vehicle, passengers, cargo and equipment.

  • Canyon’s 7000-lb rating requires available trailering package and 3.6L V-6 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Sierra's 12,500-lb rating requires Sierra Double Cab or Crew Cab Short box 2wd with 6.2L EcoTec3 V8 engine and NHT Max Trailering Package. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Trailer weight ratings are calculated assuming properly equipped vehicle, plus driver and one passenger. The weight of other optional equipment, passengers and cargo will reduce the trailer weight your vehicle can tow. See dealer for details.

  • Trailer weight ratings are calculated assuming properly equipped vehicle, plus driver and one passenger. The weight of other optional equipment, passengers and cargo will reduce the trailer weight your vehicle can tow. See dealer for details.

  • Savana Passenger's 10,000-lb rating requires 2500 Wheel Base with 6.0L V8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Savana Cargo's 10,000-lb rating requires 6.0L V8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • These maximum payload ratings are intended for comparison purposes only. Before you buy a vehicle or use it to haul people or cargo, carefully review the vehicle loading section of the Owner’s Manual and check the carrying capacity of your specific vehicle on the label on the inside of the driver’s door jamb.

  • Gross Combination Weight Rating (GCWR). When properly equipped, includes weight of vehicle, passengers, cargo and equipment.

  • Canyon’s 7700-lb rating requires 2WD Crew Cab model with available Duramax 2.8L I-4 Diesel engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Starting at price for base Sierra HD. The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges.

  • Requires properly equipped 3500 Regular Cab DRW Long Box 2WD model with available 6.6L Duramax Turbo Diesel engine and gooseneck hitch. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • The Manufacturer's Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. See your GMC dealer for details. Click here to see all GMC destination freight charges. Bed/Roof-Mounted Bicycle Carriers shown. Requires crossbars or Thule Rack Solution. Non-GM warranty. Warranty by Thule®. See dealer for more information.

  • Requires available 3.6L V6 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • These maximum payload ratings are intended for comparison purposes only. Before you buy a vehicle or use it to haul people or cargo, carefully review the vehicle loading section of the Owner’s Manual and check the carrying capacity of your specific vehicle on the label on the inside of the driver’s door jamb.

  • Requires 2WD Denali Short Box model with 5.3L V-8 engine. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Requires properly equipped 3500 Crew Cab DRW Long Box 4WD model with available 6.6L Duramax Turbo Diesel engine and fifth wheel or gooseneck hitch. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Requires properly equipped 3500 Crew Cab DRW Long Box 4WD model with available 6.6L Duramax Turbo Diesel engine and fifth wheel or gooseneck hitch. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Savana Cutaway’s 9,006-lb rating requires a 4500 Series 159" Wheelbase model with available 6.0L V8 engine. These maximum payload ratings are intended for comparison purposes only. Before you buy a vehicle or use it to haul people or cargo, carefully review the vehicle loading section of the Owner’s Manual and check the carrying capacity of your specific vehicle on the label on the inside of the driver’s door jamb.

  • Savana Cargo’s 10,000-lb rating requires  the available 6.0L V8 engine and trailering equipment package.  Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual.  The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

  • Savana Passenger's 9,600-lb rating requires a 2500 or 3500 Regular wheelbase model with available 6.0L V8 engine and trailering equipment package. Before you buy a vehicle or use it for trailering, carefully review the trailering section of the Owner’s Manual. The weight of passengers, cargo and options or accessories may reduce the amount you can tow.

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